Debtor Finance

Do you need the best
deal on debtor finance?

It's never been
this easy!

Application
Completion

Approval of
Application

New Car
Pick up

Accelerate your cash flow

Normally, the money it costs to produce a good or provide your service is tied up in debtors and is not available for your business to use until payment has been received – but not anymore!

Through debtor finance, the cash you need becomes available well before the debtor actually pays.

Whether you’re looking to purchase more stock, hire more staff, or advertise to grow your business, you’ll be able to keep your business strong with the added cash flow!

01

Easy Repayments

Your repayments will be made using a combination of your pre and post-tax salary, reducing your taxable income and saving you thousands at tax time.

02

Worry Free

A novated lease includes your vehicle’s running costs such as fuel, servicing, and tyres. 

03

GST Incentives

You’ll enjoy GST excluded from both the purchase price and running costs of your car.

01

Your repayments will be made using a combination of your pre and post-tax salary, reducig your taxable income and saving you a thousands at tax time.

02

A novated lease includes your vehicle’s running costs such as fuel, servicing and tyres. You’ll have to pay for these expenses regardless – so it make sense to use your free tax salary to pay for them, further reducing your taxable income.

03

You’ll enjoy GST excluded from both the purchase price and running costs of your car.

All the benefits.

Having more cash flow through debtor financing can help your business to:

 

  • Take advantage of supplier discounts – many suppliers offer discounts of 5%, 10%, or more for payment within 7 days, and this discount more than offsets the cost of factoring!
  • Remove some of the debtor’s power in the relationship – you’re much less at the mercy of the debtor for your payments.
  • Avoid offering debtor discounts – some very large corporations take a significant discount (e.g. 5% on payments for 14 days), most of the time debtor finance is cheaper!
  • Keep a greater share of equity as your business grows –all debt lenders will cap the amount they’ll lend proportional to the value of your assets, so if your business reaches a ceiling, then the shareholder’s much source funds elsewhere. By using funds released from your debtors, you’ll never have to forgo equity by bringing in extra capital from outside the business!
  • Assist with mergers and acquisitions –another aspect of invoice factoring that is widely used in the USA, but is relatively new to Australia, is as an instrument in acquiring another company or a management buyout.

The best deals from
honest experts.

When you take out financing from us, you’re not just getting money.

You’re joining an exclusive club that will provide you with:

 

  • The absolute BEST deal on your financing
  • Lifetime support and advice from our expert staff
  • 5-Star Service for the ENTIRE duration of your financing
  • A genuine, non-call center environment where YOU are our primary focus
  • A true 1 of a kind experience you won’t find anywhere else

Discover How You Can Make Some Smart Savings

On your next purchase with our FREE guide: Novated leasing made simple

Simply by paying for things a little differently, you can stand to save thousands! The FREE Guide details everything you need to know about a Novated Lease to get started. It's the smarter way to finance your next purchase.

We don't give it out to strangers though - Fill in your details below and download the FREE guide to learn more.


    Please contact us on 1300 547 226 for a No Obligation, FREE Quote, and Approval! Or, simply contact us today for a 5-minute callback.